Talk to a CA
NRI tax consultation
A one-to-one session with a CA for Indians living abroad and overseas citizens with income in India. We work out your residential status, explain how your Indian income is taxed, check what the tax treaty with your country of residence allows, and guide you on moving money out of India and selling property here. You get a written summary with next steps.
- Residential status worked out for the year
- Tax on Indian rent, interest, capital gains and other income
- Treaty relief and the documents it needs
- Repatriation and property sale guidance
- 4.9 on Google (222 reviews)
- Work done by chartered accountants
- 100% online, anywhere in India
- Since 2017
Price
NRI tax consultation
₹2,999+ ₹540 GST
A session within 3 working days of receiving your documents
- Review of your days in India and your Indian income
- Up to 60-minute call with a CA, at a time that suits your time zone
- Residential status for the year
- Tax on your Indian income, and the TDS already deducted
- Treaty relief and tax residency certificate
- Repatriation from NRO accounts and the forms involved
- Property sale: tax, TDS and lower deduction certificate
- Written summary after the session
Fees are before 18% GST. There are no other charges for the session. Returns, remittance certificates and lower TDS applications are quoted separately.
Who needs NRI tax consultation
- NRIs with rent, interest, dividends or capital gains in India
- People moving abroad, or returning to India, this year
- NRIs selling property or shares in India
- NRIs moving money from India to their country of residence
- Overseas citizens of India (OCI) with Indian investments
Documents you'll need
Keep ready for the session
- Passport pages with entry and exit stamps, or your travel dates for the last few years
- Details of Indian income: rent, interest, dividends, capital gains
- NRE and NRO account statements
- Indian income tax returns and AIS, if any
- Tax residency certificate from your country of residence, if you have one
- For a property sale: purchase and sale documents, and costs of improvement
- The amount you want to send abroad, and from which account
You upload these from your order page after you pay. Scans or clear phone photos are fine.
How it works
- 1
Book and pay
Pay online and tell us your country of residence and what you'd like to discuss.
- 2
Slot confirmation
We confirm a time that suits your time zone and ask for the documents relevant to your case. A CA reviews them before the call.
- 3
The session
On Zoom, Google Meet or a phone call, the CA goes through your status, income, treaty position and any sale or remittance you're planning.
- 4
Written summary
You get a summary of the advice and next steps by email, including any forms or filings needed.
Residential status comes first
How India taxes you depends on your residential status for the year, which turns on the days you spent in India and, in some cases, your Indian income. A non-resident is taxed in India only on income that arises or is received here; a resident is taxed on worldwide income. People returning to India may be 'resident but not ordinarily resident' for a few years, which keeps most foreign income outside Indian tax.
The day-count rules have conditions that catch people out, especially in the year you move. We work out your status from your travel dates before anything else.
Treaties, TDS and moving money
India has tax treaties (DTAAs) with most countries where NRIs live. A treaty can lower Indian tax on interest, dividends and some other income, and helps you claim credit for Indian tax in your country of residence. To claim treaty rates, you usually need a tax residency certificate and a self-declaration (Form 10F under the 1961 Act).
Banks deduct tax on NRO interest, and buyers deduct tax when an NRI sells property, often more than the tax finally due. A lower deduction certificate from the Income Tax Department, applied for before the sale, can reduce it. Money in an NRO account can be repatriated up to USD 1 million a financial year, with a CA's certificate and the remittance forms (Form 15CA and 15CB under the 1961 Act).
Frequently asked questions
Do I need to file an income tax return in India?
Usually yes if your taxable Indian income is above the basic exemption limit, and it's worth filing to claim a refund of excess TDS. We tell you on the call.
Is interest on my NRE account taxable in India?
Not while you qualify as a non-resident. Interest on NRO accounts is taxable, and the bank deducts tax from it.
How do I avoid being taxed twice?
Through the tax treaty between India and your country of residence. Depending on the income, it limits the tax India can charge or lets you claim credit for Indian tax abroad. We tell you which applies and the documents you need.
Can you file my return and the remittance forms too?
Yes, as separate services. After the session we quote for the return, the CA certificate for remittance or a lower TDS application, as needed.
Can the session be at a time that suits me abroad?
Yes. Tell us your time zone when you book and we'll offer slots that work for you.
I'm moving back to India. Should I book before I return?
Yes, if you can. The year you move often decides your status for the next few years, and the timing of income, sales and account changes can make a difference.