Accounts & payroll
Virtual CFO
A virtual CFO gives your business a senior finance lead without a full-time hire. We build budgets and cash flow forecasts, review your monthly MIS with you, prepare board and investor reports, and keep an eye on GST, TDS, ROC and income tax compliance. The fee is set after a call, based on your size and what you need.
- Budgets and rolling cash flow forecasts
- Monthly MIS review with a CA
- Board and investor reporting
- Oversight of your accounts and compliance
- 4.9 on Google (222 reviews)
- Work done by chartered accountants
- 100% online, anywhere in India
- Since 2017
Pricing
The fee depends on your business: its size, transactions and what you need each month. Leave your number and a CA will understand your needs and send a fixed monthly quote.
Get a quoteFees are before 18% GST. We set the monthly fee after a call, based on your size and what you need. Bookkeeping and filings, if we do them too, are priced separately; government fees and taxes are paid at actuals.
Who needs virtual CFO
- Startups that have raised funding and report to investors
- Growing businesses not ready for a full-time CFO
- Founders who want help with pricing, margins and cash
- Companies preparing for fundraising, a bank loan or due diligence
- Businesses with an in-house accountant whose work needs a senior review
Documents you'll need
To start
- Last two years' financial statements
- This year's books or MIS
- Business plan or last budget, if any
- Loan and investor agreements, with their reporting terms
- Cap table, for funded startups
- List of current compliance filings and who handles them
You upload these from your order page after you pay. Scans or clear phone photos are fine.
How it works
- 1
Discovery call
We understand your business model, team and numbers, and what your board, investors or bank expect from you.
- 2
Scope and fee
We agree what we'll own each month, such as the budget, MIS review, cash flow and investor reports, and send a fixed monthly fee.
- 3
Set up the reporting
We build your budget, cash flow model and MIS format, and agree the date by which each month's numbers are closed.
- 4
Monthly review
Each month we compare actuals with the budget, update the cash flow forecast and flag what needs action.
- 5
Board and investor reporting
We prepare board packs and investor updates, and support you in meetings with banks and investors.
What a virtual CFO does
A CFO tells you where the business stands and where it's heading: how much cash you'll have in three months, which products or customers make money, and what the next hire or price change will do to margins. A virtual CFO does this part-time, alongside your accountant or our bookkeeping team.
The work covers budgets and forecasts, monthly MIS and variance reviews, cash flow planning, pricing and unit economics, board and investor reporting, and checking that compliance is on track.
Virtual CFO or retainership?
Our retainership covers the day-to-day: books, returns, payroll and filings, with advice from your dedicated expert. A virtual CFO sits above that work and focuses on planning, reporting and decisions. You can start with the retainership and add CFO work when you raise funding or the team grows.
If you already have an accounts team, a virtual CFO can review their work and own the reporting without replacing anyone.
Fundraising and due diligence
When you raise equity or debt, investors and lenders ask for a financial model, past accounts that agree with the filed returns, and a clean compliance record. We prepare the model and the data, and answer the finance questions in due diligence alongside you.
We don't arrange funding or promise an outcome. The decision is the investor's or the lender's.
Frequently asked questions
How is a virtual CFO different from an accountant?
An accountant records transactions and files returns. A CFO uses those numbers to plan: budgets, cash flow, pricing and reporting to investors or the board. We can do both, so the planning rests on books we've checked.
How much time will the CFO spend on my business?
We agree it up front as monthly deliverables and review meetings, based on what you need, rather than as hours.
Do you work with our existing accountant?
Yes. We set the reporting format and review their work each month. If you'd rather we keep the books too, we can.
Can you help us raise funding?
We prepare the financial model, projections and data investors ask for, and support you through due diligence. We don't introduce investors, and the decision to invest is theirs.
Will you attend board meetings?
Yes, online, or in person in Delhi NCR.
Is our data kept confidential?
Yes. We keep your information confidential and don't outsource your work to any other company.